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Insurance Blog

Please read our blog about a wide variety of insurance topics. Please feel free to ask us any questions.

Motorcycle Buying Guide: How to Buy a Motorcycle

What’s Your Riding Style? The best bike for you will largely depend on what you want to do with it. Are you going to take your motorcycle on long cross-country trips, enjoy weekend back road cruises or commute around town? Understanding the type of riding you intend to do can help you narrow your options. Some of the most popular motorcycle categories include: Standard: These...

Gauging Liability Insurance Needs for Your Business

Every business should have liability insurance – but what policy limits are right for your company? A lease or contract may require liability insurance with a specific limit. For guidance, it is advised that you speak to an experienced insurance agent. Many business owners should have higher limits than the coverage required for a lease or contract.  Which Type of Business Liability Insurance Do You...

Beginner’s Guide to Personal Umbrella Insurance

Personal umbrella insurance serves an essential purpose, as it provides liability protection above and beyond the policy limits on your vehicle, home, or boat. Every insurance policy has limits, and personal umbrella insurance kicks in once you have exceeded those limits, expanding your protection if a claim or lawsuit is filed against you. Should I Have Personal Umbrella Insurance? One of the vital protections provided...

What Is a Multi-Point Inspection (And When Does My Car Need One)?

Why should I get a multi-point inspection? There are plenty of reasons to get a multi-point inspection. For starters, it’s a key element of preventative vehicle maintenance. Knowing the condition of your vehicle can help you catch and address potential issues before they lead to dangerous failures or costly repairs. And because most multi-point inspections evaluate your vehicle on a rating scale (green = good;...

Your Quick and Easy Guide to Electrical Safety at Home

Electrical dangers are serious business. From the risk of shock to potential fires, you’ve got plenty of reasons to make sure your home’s electrical systems are in good shape and safe working order. Fortunately, in most houses, a simple walkthrough can help you identify and avoid the most common risks. (Having the right homeowners insurance can provide peace of mind, too.) Most fixes are simple and...